INFO

The GUARDED GROWTH strategy is suitable for the medium-term goals of investors where a specific, more predictable outcome is essential. The medium-term investment horizon and the fact that the nature of the goal is either essential or aspirational means moderate risk can be taken to achieve a higher return. This means the capital invested could experience short term volatility whilst having a high probability of at least protecting the capital against inflation over the investment horizon. The Guarded Growth strategy aims to provide a 90% probability of achieving a return higher than inflation and optimize the consistency in achieving a return of CPI + 4% over rolling 5-years. The risk of the strategy is actively managed with a secondary aim of managing the short-term volatility of capital within a specified risk budget which will reduce the risk of an adverse outcome over the investment horizon. The exposure of this strategy to growth assets, i.e. equities, property and offshore equities, is limited to 50%.