financial wellbeing

FINANCIAL WELLBEING The link between your value proposition, financial advice, and financial wellbeing Financial wellbeing seems to always be linked to one specific word:Money! Money can provide one with wellbeing or at least have a profound impact on the wellbeing of an individual. However, our relationship with money is not limited to the extent that...

DFM: What is a DFM?

DFM The role, the guidance, the value! In the dynamic landscape of financial advisory practices, the role of discretionary fund managers (DFMs) stands out as a very important part of optimising strategies. In South Africa, we particularly witnessed this with the sudden emergence in recent years of more and more DFMs. It seems that it...

Blog Post | Know your client…better

The regulatory concept of KYC is defined as a standard used in the investment and financial services industries. It is often defined as a way to verify customers and know their risk and financial profiles. In the world of lifestyle financial planning, the idea is to know your client…better! When we start asking questions such...

The Collapse of Silicon Valley Bank

Perspectives on Systematic Risk  Author: Wiehan Dul, Investment Analyst With $209 billion in assets, the collapse of Silicon Valley Bank (SVB) constitutes the second-largest bank failure in the history of the United States (Fig. 1). It should be noted that the collapse of SVB was not driven by credit risk but rather by interest rate...

GREY LISTING- A quick Q&A

The global Financial Action Task Force (FATF) announced on the 24th of February that South Africa will be added to the ‘grey list’. As noted by the FATF: “When the FATF places a jurisdiction under increased monitoring, it means the country has committed to resolve swiftly the identified strategic deficiencies within agreed timeframes and is...

Steady Growth Model Portfolio Celebrates Its 3-Year Track Record

What if you could change the conversation from “Which fund is the best compared to its peers?” to “Which solution can reduce the uncertainty of achieving my client’s goal?” Clients invest money with a goal in mind. Whether it is to finance a specific future life event or to satisfy some emotional need. Instead of...

A regulatory update: Preparing for the next wave of market conduct legislation

By Anton Swanepoel South Africa’s advisers and intermediaries have certainly had more than their fair share of challenges and obstacles over the last few years, and COVID-19 obviously took it to another level. As if COVID, our political landscape, economic outlook, loadshedding, crime and corruption, fierce competition, consumer expectations, failed property syndications, pressure on fees,...

Can you describe how you manage money?

By Marius van der Merwe Managing money in a professional way requires advisors to have a robust and consistent process to identify suitable investment solutions for private investors. It also necessitates a sound evidence-based investment management process. Although advisors may have these in place, it is seldom that they can demonstrate what these processes entail...

Future proof your financial advice business- Blog Series Part 3 | End

By Marina Pretorius COACHING SKILLS | KEY QUESTIONS TO ASK Our July blogpost made the bold statement that the primary shift FSP’s need to make to future proof their business (through a new value proposition), is to move from selling products to enabling financial wellbeing for their clients. At the heart of this is knowing...

Future proof your financial advice business- Blog Series Part 2

By Marina Pretorius We can never know for sure what the future brings but we can follow the patterns and trends and envision a future that we want to create. At Amity Investment Solutions we do not only research investment trends but also stay abreast of the changing financial advice landscape. In part 1 of...

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