Suitable solution for investors where a specific, more predictable outcome is required. The private investor requires a high probability of achieving a specific capital amount at the end of a 3 to 5-year investment horizon. The essential priority of the goal means the private investors risk capacity for not achieving the goal is low.

Since December 2019, this investment strategy has been aligned with an outcomes based approach.
This solution is designed to deliver a return which ranges between inflation and 3% above inflation over any 3-year rolling period. The solution also aims to achieve inflation or higher with a 90% probability over a 3-year investment horizon while not losing capital over any 12-month rolling period.

This said the solution managed to return 6,98% over the recent one year and outperform inflation. It also did so over the recent 3-year period with a return of 6,79%. This was also well in excess of the ASISA sector and slightly behind  CPI+3%.

This strategy can be accessed through a model portfolio option or a CIS fund option. Should the investor wish to invest in a model portfolio, they should make use of the Steady Growth Model Portfolio available on most of the major LISP’s. Should they wish to access this strategy by using a CIS fund, they can make use of the Amity BCI Steady Growth FoF.

The current TIC of this fund is 1.84%.

Amity BCI Steady Growth FoF MDD